Florida State quarterback Jameis Winston has purchased an insurance policy, valued between $8 million to $10 million, according to reports by ESPN and Yahoo! Sports.

The insurance plan, based on the projection that the 2013 Heisman winner will be a top-10 pick in the 2015 NFL draft, is split equally between a permanent disability policy and a loss of value insurance policy. That means Winston could collect money if he was injured and could never play again. And it means he could collect a percentage if he fell out of the first round in the NFL draft because of injury or illness.

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Winston's father and Seminoles coach Jimbo Fisher have previously told reporters they expect Winston to play two more seasons at Florida State before entering the draft in 2016.

According to the Yahoo! Sports report, Winston is the first returning Heisman Trophy winner since former Oklahoma quarterback Sam Bradford to purchase preseason loss of value coverage, although other returning winners have purchased "total permanent disability" coverage during that time frame.

Winston became the youngest player to win the Heisman after setting national freshman records for passing touchdowns (40) and passing yards (4,057).

FLORIDA STATE STAR QB JAMEIS WINSTON'S CAREER HIGHLIGHTS

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