Car insurance is a mandatory and very useful purchase that protects you from the medical and damage repair costs in the event of a car accident.
However, insurance companies work for profit and it is common to see companies fight for every penny when they have to provide coverage in an accident. You may even need to take them to court in order to protect your consumer rights and get the coverage you need. In such cases, it may be worth hiring a good car accident attorney for the following reasons.
They can calculate the compensation due exactly
How can you calculate the amount that is due to you in a car accident case? There are many factors to consider when claiming compensation, like the insurance company involved, the prevalence of similar cases in your locality or state, and the readiness of the other party to negotiate a settlement.
You can use online settlement calculators, but they only give a rough estimate and should never be trusted for specifics. A personal car injury lawyer can calculate the compensation due to you specifically. He or she can study your particular case and suggest an accurate number based on your situation.
If you try to guess the compensation due to you, the case may not go too well. A compensation too low means that you will get enough for the pain and problems you went through. Compensation too high may lower your risk of getting into an out-of-court settlement or winning the case.
They can take you through the entire legal process
Are you well acquainted with the court proceedings in a car accident case? Even if you have been part of a fair share of court cases, you would probably still be unfamiliar with car accident cases. You have to know what documents to file and forms to fill, how do it properly, and how much time you have to do all of it. A single mistake can cause you hours or even days of delay, and the more you delay the lesser your chance of winning the case. An experienced car accident attorney, however, knows these proceedings in and out. He or she has the legal knowledge and time to get the process done.
Your chances of winning the case increase
All insurance companies hire a bunch of lawyers to negotiate settlements or fight court cases. The law may be on your side, but your chances of winning against a well-prepared company with a legal team are slim to none without your own lawyer.
Going for car accident cases without a lawyer is like going into battle without armor or weapons. Even if you get into a negotiation, the insurance company would have an upper hand. Their lawyers know how to bargain and get the lowest settlement. A good, competent lawyer levels the playing field.
The lawyer is motivated to win your case
Car accident lawyers often work on the basis that they get a percentage of your insurance settlement. This does mean that you have to give some of your compensation amount to the lawyer, but on the other hand, it gets you someone who is skilled and highly motivated.
In fact, a skilled lawyer may get you the highest possible amount in compensation so that he or she gets a bigger pay. In any case, it is good for you because you get the skills and knowledge to win the case and the maximum possible compensation too.
Author Bio:
Derek Langley is a freelance writer interested in writing articles related to law. Most often he writes articles about personal injury lawyers and accident lawyers.
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